He hired a debt settlement lawyer who was able to negotiate a debt settlement of $4,500.00, payable over a 7-month period. This helped him to avoid the unnecessary headache of fighting this out in court. We are often asked if you have to hire someone to settle a Bank of America credit card debt or if you can do it on your own. Technically, anyone can settle debt on their own. If you have small amounts of credit card debt, you might want to take a stab at it on your own. If you want real success, then you need to hire an attorney with a proven track record of successfully negotiating debt. Should you disclose your financials? Is the offer you receive the best you’re going to get? What makes this a valid offer?

Often when people have high credit card debt, it’s difficult to see a way out. I am here to tell you there is a way to settle credit card debt with Bank of America. In my debt relief law practice, about one third of my clients are deep in credit card debt. Bank of America is a lender that we have negotiated with often. Some clients come to us usually after they have tried to taking control of their debt with the Bank of America credit card assistance program. But once your credit card debt becomes unmanageable and you can’t make payments, then Bank of America will pressure you with a lawsuit. I am here to tell you, there is a way to settle your debt with Bank of America and avoid a lawsuit. Quite often we are able to successfully settle Bank of America credit ca